Find the loan that’s as rad as you.
Serving homebuyers with awesome mortgages in DC, Maryland, Virginia, Delaware, North & South Carolina, Ohio and Florida.
Gain Confidence
Know that you’re getting the right loan for your phase of life.
Feel Empowered
Understand the ins and outs of your loan and never feel in the dark.
Save Money
Don’t pay a dollar more than you have to with the right home loan.
The home buying process can raise more questions than Gen Z slang.
- “Can we afford to buy a house?”
- “There’s so much contradicting information out there, how do we know what’s accurate?”
- “Where do we start?”
- “How do we find a loan officer we can trust?”
You deserve a loan officer who cares for you and your family like a friend.
It’s all about finding the right mortgage for you.
Get Pre-Qualified
Fill out a pre-qualification form to find out how much you qualify for.
Review Your Options
Based on your life stage and circumstances, we’ll provide you with your top 3 home loan options.
Find Your Dream Home
Head out and find your dream home with confidence, knowing your mortgage is covered.
Get Pre-Qualified Today!
In today’s competitive housing market, getting pre-qualified for a mortgage is crucial for homebuyers. Pre-qualification helps buyers determine how much they can afford, ensuring they focus on homes within their budget. Without pre-qualification, buyers risk losing their dream homes and the last thing you want to do is find a home that you’re absolutely in love with, and by the time you go through the pre-qualification process it’s already under contract.
Real estate agents often prefer to work with pre-qualified clients. This process not only streamlines the home-buying journey but also provides valuable insights into mortgage options available to buyers.
Watch the video to learn more about the importance of pre-qualification and how it can enhance your home-buying experience!
Make your home loan the least stressful part of buying a home.
For nearly 10 years, Tim has helped # homebuyers find the right mortgage and get them in the home of their dreams.
I had so many questions regarding different lengths of mortgages and what was the ideal amount of money to put down, etc.
Tim ran every number possible for me, making it extremely easy to understand all the different scenarios. The process was extremely simple and may I mention Tim’s gifts at closing are so thoughtful. I never heard of closing gifts from the loan people, but I loved them!
Thanks, Tim for making the process of spending a lot of money, not seem so stressful!
– Heather W.
Tim was awesome throughout the process, and we would highly recommend him.
We were first-time home buyers (now in a home we love). We peppered Tim with questions throughout the process, and he was always quick and informative with his responses, regularly responding outside of standard business hours.
Tim was clearly invested in educating us about the investment that we were making—you get the sense he likes doing what he is doing and appreciates the chance to help others.
– Rachel B.
Tim was an absolute joy to work with. He answered all of my questions and pointed me in the right direction. I would recommend him without any hesitation. He is very professional as well as personable.
Thank you from the bottom of my heart for always ALWAYS being on top of things and all you do to help to get all of our clients through this process. It is always a pleasure to work with all of you and your team at First Home Mortgage! You are always be go-to for clients!
Hands down the best loan officer in Southern Maryland! Tim and his team run a smooth and effective operation. They make this process as easy as possible and are there ever step of the way! Tim goes above and beyond for his clients.
If you are looking for a mortgage lender in Southern Maryland, look no further than Tim and his team at First Home Mortgage. Tim and his team worked tirelessly with me for months on end and throughout various changing conditions to include loan types and income amounts. Not only did Tim take the time to explain all of the different types of loans and their benefits, he was also highly educated in the happenings of the domestic and global markets and was able to provide valuable insight on how the housing market, loans, and rates would be effected.Our process of buying a house went incredibly smooth and was completed from initial offer to closing in just 4 weeks. This is in huge part thanks to Tim and his team for all of the behind the scenes work they do to ensure their clients are successful in buying a home. Tim and First Home offer a very individual experience that only a local company can offer. From answering questions and emails late at night on the weekends to caring about us on a personal level, this was an experience that no big bank could offer. I truly believe there is no better lending team in the area.
Awesome first-time homebuyer experience with Tim!! He was super helpful with my understanding of the process and making sure I was up to date on each step my loan was in. Quick to respond when I have questions, even now when my loan application is complete. 10/10 recommend Tim and First Home Mortgage!!
Fantastic experience with Tim and his team at FirstHomeMortgage. Wonderful people to work with. His work ethic was very professional, expedient, and efficient. I learned a lot about the varying factors of my loan and ultimately the best options. Appreciate you taking the extra time and efforts! Thanks so much
A great experience buying my first home. Tim and his team were very knowledgeable and patient with all my questions, and with an impressive response time!We will definitely be using Tim Sission and team again in the future, and recommend him highly to all.
Tim and his team were extremely helpful and responsive during our home buying process! We are so glad we went with him and First Home Mortgage. Highly recommend!
We have been working with Tim over the past 4 years. He helped us purchase our first home and refinance twice. He has always been prompt to return phone calls, emails and text messages as well as work closely with our real estate agent to get paperwork completed very quickly. It’s clear that Tim wants to help his clients and their families
This is a different type of review. Tim and his company are clients of ours. We handle his messaging and website.He has been one of the best clients we've ever worked with. He is quick to respond, polite in his feedback, and truly a pleasant person.If he treats his vendors (us) this way, I know for sure he treats his clients even better. If I lived in Maryland, Tim would be my first pick when I'm buying a new home.
Tim was absolutely a pleasure to work with. I had so many of questions regarding different lengths of mortgages and what was the ideal amount of money to put down, etc. Tim ran every number possible for me, making it extremely easy to understand all the different scenarios. I appreciated Tim’s attention to detail and his quick communication. The process was extremely simple and may I mention Tim gifts at closing are so thoughtful. I never heard of closing gifts from the loan people, but I loved them!Thanks Tim for making the process of spending a lot of money, not seem so stressful!
Just moved to the Southern Maryland area and Tim was recommended by our realtor and he was fantastic! Answered ALL of our loan questions quickly and always provided us with all or any information we needed! He helped us get started way before we moved to the state and helped make the home buying experience so much less stressful!! He went above and beyond to help make sure any “bumps” in the escrow process were smoothed over quick so we’d have no worries!! Definitely recommend Tim and team!!
My husband and I worked with Tim on our first home loan at the recommendation of a friend. Tim was awesome throughout the process, and we would highly recommend him. We were first time home buyers (now in a home we love). We peppered Tim with questions throughout the process, and he was always quick and informative with his responses, regularly responding outside of standard business hours. Tim was clearly invested in educating us about the investment that we were making—you get the sense he likes doing what he is doing, and appreciates the chance to help others. These are great qualities to have in someone who is ultimately helping us secure a loan. He is good at what he does, and pleasant to work with. Tim also connected us with a real estate agent we appreciated, and we plan to use this team again when it is time to move. 5 stars from us!
Excellent experience with Tim from start to finish!
Tim is extremely knowledgeable and invests in his clients. I highly recommend working with Tim!
Tim answers every question with pure knowledge, and only provides good results. I look forward to working with Tim again in the future.Everything about this process was so smooth with Tim.Thank you so much for everything.
Tim's expertise provides peace of mind. He was always there for us to answer any questions during the process and at all times provide insightful and transparent recommendations. Tim and his team are truly committed to helping their clients. Don't second guess yourself -- > go talk to Tim!
Tim and his team was awesome. They worked with me through my many questions and issues, regardless of what time of day it was, even on weekends. There were difficulties with the builder causing the closing date to moved over a 5 month period and Tim ensure that it was a smooth transition each reset date and extended my documents.
Tim is a consummate professional who is able to put you at ease. He answered every question we had quickly no matter the time of day (and never made us feel like we were asking dumb questions when we probably were :)), stayed in constant communication with us throughout the process, and clearly laid out our financing options so we could make the best decision. We had a seamless close and couldn't be happier in our new home thanks to Tim!
The team at First Home Mortgage was excellent! Tim Sisson provided us with excellent service during the loan process. Easy online account setup for doc’s and signatures walked me through the entire process. Tim made the entire home loan process simple with great communication and online document setup. We couldn’t be more thrilled with the service we received. This was by far the easiest mortgage or refinance I’ve ever done.
Tim was literally the best through my home buying process! He gave great advice to get me where I needed to be with my credit to obtain the best interest rate. Tim was there for every question and concern I had the entire time. Very knowledgeable and wonderful guy! I would 100% recommend him if your in search of a loan officer.
Tim and Matt helped me so much during the refinance of my home. They were extremely responsive and kind - especially because I was pretty much clueless when it came to this kind of stuff. Everyone I worked with made the process so easy for me and my busy schedule. The website they use to make sure I completed all the tasks is most efficient. Matt also hooked me up with a different home and auto insurance company to help save me a ton of money. Tim also sends follow up emails to check in and remind me of certain things. I really appreciate this team! Thanks guys!
Tim was awesome!!! He helped me every step of the way with purchasing my first home. I bugged him constantly and asked hundreds of questions. He would always call me right back and handle all of my needs. Would highly recommend using Tim!!!
I have worked with Tim during my first home buying experience for the past 4 months. I used a unique mortgage loan that only an expert lender could possibly understand, thoroughly. Whether it be answering my questions at odd hours at night, or sending me a congratulatory text and email once I closed - Tim was there for it all. I couldn’t even imagine ever using anyone else.As we all know, the home-buying process is arduous, and involves many different modes of communication and availability by all parties, Tim’s involvement with my program is second to none. He and his Team (Matt & Jackie from first home) were incredible.If you’re interested in buying a home, and need the highest quality lenders, use Tim as I am confident he has his buyer’s best interest in mind.Thanks again, Tim!
We had the pleasure of working with Tim 7 years ago on the purchase of our first starter home and his level of professionalism and responsiveness was unparalleled. He really took the time with us prior to the start of the process to help us to understand what we needed to do to get where we needed to be. Recently, we purchased our "forever home" and could think of no one better to handle our financing then Tim and once again, he didn't disappoint. He was there with us every step of the way to ensure we received the best options needed to fit the needs of our family. We are forever grateful to him for the handling of such an importance milestone in our lives. The attention he provided to us was exceptional. We would recommend his services to any and everyone we know who is interested in home ownership. #Best to ever do it
Tim is a consummate professional and a pleasure to work with. Tim and his team's flexibility during the COVID-19 pandemic were instrumental in a smooth PCS to the NAS Patuxent River area. While multiple closing date changes, uncertainty about being put on PCS hold after being underwritten and wildly fluctuating rates due to market instability sounds like a nightmare home buying scenario Tim made it effortless and secured a great rate for us. The only certain thing for us during this PCS was knowing Tim would help us figure it out and we can't thank you enough for that.
Tim was excellent to work with. He met with me within a timely fashion and explained everything in detail from the start. Any time that I had a question he answered it fully and was always willing to give me feedback. Tim was also very professional and organized throughout the process. I would recommend Tim to anyone trying to obtain a mortgage loan.
Let me begin with saying my Fiance and I had trouble finding a reliable LO. However, when we were referred to Tim Sisson all of our worries seemed to vanish. Tim was there for every step of our home buying process. He was incredibly helpful before, during and even after the process. If you want a LO on your side and looking out for what’s best for you and your family, Tim is your guy. I couldn’t recommend him more. He turned our first time home buying experience into something positive rather than the daunting task people make it out to be (especially in the middle of a pandemic). Thanks for going above and beyond Tim! 11/10
Tim was awesome to work with. He got us a great rate on a re-fi, and he answered all of our questions along the way. He is definitely willing to go the extra mile. I highly recommend using Tim for your mortgage needs!
Tim has been such an asset in the process of us purchasing our new home. He is always accessible and willing to go above and beyond to provide us with information and advice. We have not officially locked in a mortgage company yet, but Tim has been professional and helpful from the very beginning. You can tell he has our best interests in mind, regardless of what route we choose in the end. I can't say enough good things about him. Kudos to Tim!
I cannot think of enough great things to say about Tim. Extremely professional and always accessible. He made the entire process beginning to end smooth and painless. I highly recommend.
If anyone is in search of a lender, Tim Sisson is your go to! We have had several lenders in the past and Tim is always looking out for the clients best interest. Any questions we had were answered thoroughly and quickly! He helped us in buying our house, as well as refinancing. He knew we were interested in refinancing when the rates dropped and emailed us as soon as they did before we even had to ask. Great guy and very professional. Go call Tim!
My husband and I could not have asked for a better home-buying experience! Tim Sisson and the rest of the First Home Mortgage team made what could have been a super scary and stressful process so smooth, easy, and enjoyable. From the initial pre-qualification meeting, all the way through to closing and even after we purchased our home, Tim was so professional, patient, calming, and so kind to us. He always answered all our questions right away, no matter how silly the questions might have seemed, and he kept us updated during each step of the process. He always went above and beyond to make sure we had the best home-buying experience we could possibly have. To be able to trust completely that Tim had our best interest at heart was truly comforting and invaluable to us. Each First Home Mortgage team member that we interacted with extended to us that same level of customer service. Jackie Stanton, in particular, was such a joy to work with throughout the entire process. She kept us updated on what was next and what we needed to do in preparation for that next step. She took the time to answer our many questions and to ensure that we were set up for the most success during the loan processing step, all while doing all she could to keep us calm and relaxed during what could have been a very worrisome process. My husband and I are so grateful and blessed to have been able to work with Tim and First Home Mortgage to purchase our home. We cannot say enough good things about them, and we highly recommend Tim and First Home Mortgage to anyone! Thank you, guys, for helping us buy our forever home!
Working with Tim was a great experience, I would highly recommend his services. From the very first email to closing, Tim was there every step of the way. He quickly responded to any questions that I had, which made the first time home buying process seamless. Thanks for everything!
As a first time home buyer, I knew little to nothing about the home buying process. I sat down with Tim and he was the coolest most down to earth guy who provided me with all the information and teaching I needed. He was always free to answer my questions, and was always looking out for my best interest. He made the process as smooth as it could’ve possibly been. He always let me know where things were throughout the process by providing constant updates. Tim is the man, and I HEAVILY recommend him!!!
First time buying a home and it was a great relief to have someone to walk me through the steps and simplify the process. Couldn't be happier with the experience!!
If you’re buying a house, dreaming of buying, or think it’s impossible…call Tim Sisson, there is no one better! My husband and I are in our 40s and first time home buyers (we may be his oldest first time buyers). He turned our dream into a reality. Tim was outstanding throughout the entire process. We contacted him in January 2018 to find if we would even qualify. I thought it would be intimidating but Tim was so friendly, he felt like an old friend and was always easy to talk to and work with. He was there any hour of the day, weekdays or weekends (even on Super Bowl Sunday), to answer our endless questions, give us advice and guide us through the process. Once we found the perfect home for us, we had quite a long struggle dealing with the seller, but Tim was persistent, patient and always honest. He even secured a lower rate for us than we expected once we finally got to closing. He is a magician! Honestly, go see Tim, he will make your dream of home ownership come true! You will also gain a new friend as he genuinely cares about you and what he’s doing. Thank you Tim! Forever grateful!! You are the bomb.com and deserve 10 stars!!
Tim and his team are the best period! If you are looking for a custom experience look no further than First Mortgage. I went through 3 transactions with Tim and team and each time I was highly impressed with their team. I will work with Tim and team in the future on my next home purchases. Highly Reccommend!
5 star service!!
We cannot say enough good things about Tim. Tim is so quick to respond to any and every question and is so very helpful. We bought our first home with Tim’s help and he made the process so easy. We would most definitely recommend Tim!
Tim made our first time buying a home a breeze! He was professional, friendly and always willing to answer our questions! We highly recommend his services!
Tim was so great to work with! As first time home buyers we had plenty of questions, and he was always there with the answers. I don’t think we could’ve picked anyone better to help us on this journey. He was always available if we needed clarification on anything and his responses were always quick. An over all great experience and great guy!
Highly!! Recommend!!I referred by my realtor and she did not steer me wrong! Tim s. Was so very helpful and the company constantly gave me updates and helped me along the way. I had no issues when buying our first home. It was such a pleasant experience!!
Very professional, responsive and helpful!
Tim was unbelievably patient and informative throughout my entire loan process. He walked me through the pro's and con's of various loan options and kept me informed every step of the way. I'd recommend Tim to anyone looking to purchase their next home!
Tim made the entire homebuying process as stress free, and almost easy, as it could be. He was always quick to answer back any questions (even when he was on vacation!) and kept you informed of what stage of the process you were in. Would definitely use him again, and highly recommend!
Hi, I’m Tim.
For too long, I’ve talked with nervous buyers who aren’t confident in their mortgage professionals. Your mortgage is the biggest financial decision you can make — and you shouldn’t make it lightly. Sounds scary, I know… but stay with me… you should also have a professional who will be with you every step of the way, making this intimidating process less scary — simple, even.
Did someone say cake?
You don’t have to feel beat up by big banks or skeptical of the process. I promise you that when you work with me, you’ll have a resource for life. I’ll help you navigate the home-buying process so that you feel confident in your mortgage and excited to buy your dream home.
Mortgage calculators don’t give you the full picture.
You need a loan officer who’s in it for you.
15 and 30-Year Fixed
Conventional mortgages with fixed interest rates over a set number of years.
FHA Loans
A loan insured by the Federal Housing Administration to reduce the risk of loss in case the borrower defaults.
VA Loans
A loan designed to offer financing to eligible American Veterans and surviving spouses.
USDA Loans
A variety of home loans offered by the United States Department of Agriculture to help low and moderate-income people buy, repair, and renovate homes.
See a full list of loan options, or meet with Tim to understand which options would be best for your life stage!
Download our Free Guide:
Mortgage Loans: A Step-By-Step Guide
For Purchases of a New Home, Vacation Home, Investment Home or refinancing a Home.
By downloading this guide you are consenting to have your name and email address added to our database.
Download our Free Guide:
Mortgage Loans: A Step-By-Step Guide
For Purchases of a New Home, Vacation Home, Investment Home or refinancing a Home.
By downloading this guide you are consenting to have your name and email address added to our database.
Accolades & Awards
Connect with Tim
