Mortgage Services that Simplify the Homebuying Process
Gain Confidence
Feel Empowered
Save Money
So many mortgage options. So little time.
Reviewing every type of mortgage you qualify for might make you want to decide to become a renter for life. Not to mention the speed at which you have to make decisions.
Luckily, you’ve got a mortgage expert here to help you understand your mortgage options and guide you to make smart decisions for your finances.
Here’s How We Can Help
Home Loans
Find the right home loan for your life. We’ll talk with you to understand your current financial situation and bring your best three home loan options to choose from that fit your budget and financial goals.
Refinancing
Time changes. So does your finances. Feel confident that your current mortgage is saving you money. Tim will keep up-to-date on the market and check in with you to be sure you’re always getting the most from your mortgage.
Free Credit Consultations
Whether you need to clean up bad credit or know how to save for your first home, Tim will give you clarity on your next steps. That way, you’ll feel confident in your finances when you’re ready to buy your first home.
Get the Loan That’s Right for You.
15-Year Fixed Loan
A conventional mortgage with a fixed interest rate to be paid off over 15 years. Our 15-year fixed loans have flexible financing options to fit your budget and your homebuying goals.
Benefits
- Build equity faster
- Own your home in less time
- Long-term savings over time
30-Year Fixed Loan
A conventional mortgage with a fixed interest rate to be paid off over 30 years. Our 30-year fixed loans have flexible financing options to fit your budget and your homebuying goals.
Benefits
- Lower monthly payments
- Easier to qualify
- Bigger tax deductions
FHA Loans
FHA loans are insured by the Federal Housing Administration to make it easier for you to purchase your first home. These loans reduce the risk of loss and require minimal down payments with competitive interest rates.
Benefits
- Lower minimum credit scores
- Lower down payments
- Higher debt-to-income ratios allowed
VA Loans
A loan designed to offer financing to eligible American Military, Veterans, and surviving spouses. This type of loan gives you 100% financing with competitive interest rates.
Benefits
- No down payment or mortgage insurance required
- Competitive interest rates
- Limited closing costs
USDA Loans
A variety of home loans offered by the United States Department of Agriculture to help qualifying individuals buy, repair, & renovate homes. Click here to find out if your area is USDA eligible.
Benefits
- No down payment
- Competitive interest rates
- Low monthly mortgage insurance
Be in-the-know about your options.
FREE CREDIT RESTORATION CONSULTATIONS
Got damaged credit and unsure how to dig yourself out? Tim has a wealth of knowledge about credit and can offer free advice to help you find ways to fix your credit scores. Polish up your credit report now so that you can buy a home when the time is right!
FREE MORTGAGE PLANNING
Not ready to buy a home? Get your credit in tip-top shape and plan for your downpayment. Tim will help you set goals and plan for your financial future so that you’re set up for success when you’re ready to purchase your first home.
Find the perfect mortgage match in 3 steps.
Get Pre-Qualified
Fill out a pre-qualification form to find out how much you qualify for.
Review Your Options
Based on your life stage and circumstances, we’ll provide you with your top 3 home loan options.
Find Your Dream Home
Head out and find your dream home with confidence, knowing your mortgage is covered.
Connect with Tim
